Profile photo of Jim Woodruff

Jim W.

Average rate
  • Payable
  • Joined November 2017

James is a former management consultant and has been writing finance and business-related topics since 2007. He has an MBA from Columbia U.

  • Norwalk, CT, USA
Profile photo of Jim Woodruff
Jim W.
Norwalk, CT, USA

Worked with



Content Copywriting SEO



After graduation from Columbia with an MBA, I worked in banking and then managed my own export business. Most recently, I worked with a management consulting company for 11 years providing analysis and advice to small business owners.

Work history

Freelance Writer
I have written more than 100 business-related articles for Bizfluent over the last couple of years. The word count has ranged from 400 to 1800.
Freelance Writer
Chron is a syndicate of business journals, including the Houston Chronicle. It focuses on articles directed at small business owners. I have written 100+ articles for Chron with word counts ranging from 400 to 1800.
freelance writer
freelance writer
freelance writer


Techniques of Financial Statement Analysis

This article discusses how to analyze a company's financial statements. It details the various ratios than can be used to analyze the income statement, balance sheet and statement of cash flows. The other techniques include trend analysis and comparisons to industry standards.

What Are the Advantages of Decision Trees?

Decision trees are a useful management tool that organizes multiple alternatives, applies probabilities and finds the highest expected payoffs. This article shows how to construct a decision tree and gives several examples of how it is used in practical applications.

How to Calculate Cost of Funds

A company's cost of funds is not just the interest rate on a promissory note. It is a weighted average of all fixed debt liabilities and investors' required return on their capital contributions.

How to Calculate a Company's Stock Price

This article discusses the various methods of determining the fair value of a company's stock price. It describes how to use the price-to-earning ratio, the Benjamin Graham valuation model and the Dividend Discount Method.



Columbia University Graduate School of Business
Master of Business Administration
Georgia Institute of Technology
Bachelor of Mechanical Engineering




Native or bilingual proficiency


affiliate marketing B2B marketing blogging content content creation content marketing corporate communications writing SEO


Canva Google Analytics Contently LinkedIn Trello


Seeking work


  • Available during business hours, evenings, and weekends


  • Can work 40hrs per week
  • Can commit to 1+ years


Industries I love

Banking & Finance Ecommerce Food Venture Capital

What I read

Forbes, Entrepreneur, Inc., The Economist, Cooking Light, epicurious, Food & Wine

Side projects

I have built several affiliate marketing websites. One focuses on power and hand tools for the craftsman, and the other website is about cooking: tools, appliances, recipes. These websites are built on Wordpress.